2018棋牌

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                    1. 您的位置:2018棋牌 > >

                      陈菁:互联网金融的成败取决于把握风控

                      2014-08-28 10:02:49 来源:新华网

                      2018棋牌XINHUAWANGBEIJING8YUE24RIDIAN(YANGGUOHUA)ZAIXINGYEGUIFANXINGWENJIANLUNFANCHUTAIXIA,HULIANWANGJINRONG(XIACHENG“HUJIN”)XINGYE KAISHICONG“YEMANZHONGSHENGZHANG”XIANGGUIFANXINGYUNYINGBIANGUIFAZHAN,YUCITONGSHI,YOURENDESHICHANGQIANJINGKAISHIXIYINZHONGDUOZIBENDAEMENZHENGXIANKONGHOUBANDISHARU。

                      2018棋牌YOUYENEIRENSHIJINGTAN:“GAIXINGYEZAIJINGLIDUONIANDE“ZHANGUOSHIDAI”HOU,“HUJIN”XINGYEHUOJIANGBURUJIASUZHENGHEBINGYINGLAIGUATOUSHIDAI,ERZHONGXIAOXING“HUJIN”PINGTAIFAZHANKONGJIANYUELAIYUEXIAO,ZHIZHISHIQUTURANG。”

                      BUGUO,ZAIXIANRENBEIJINGFUJIANQIYEZONGSHANGHUIFUHUIZHANG、HULIANWANGJINRONGPINGTAI“PINGLIANBank”CHUANGSHIRENCHENJINGKANLAI,DUIYUSUOYOUDE“HUJIN”PINGTAILAISHUO,WULUNPINGTAIDAXIAO,CHENGBAIDEZHUYAOYINSUQUJUEYUCHUANGSHIRENZISHENLINIAN,ERYOUXIAODIBAWOFENGKONGZEJUEDINGLEYIQIE。

                      互金行业或现“寡头”?

                      JINDUANSHIJIANYILAI,SUIZHEXIANGGUANGANGLINGXINGZHENGCEDECHUTAI,“HUJIN”XINGYEYUANYOUDESHENGTAIHUANJINGKAISHIFASHENGZHIBIAN,TEBIESHIYANGXINGDENGSHIBUWEIFABUHULIANWANGJINRONGZHIDAOYIJIANHOU,“HUJIN”XINGYEXIPAIHEJINGZHENGJINRUKUAICHEDAO。

                      ZAIXINGYEGUIFANXINGWENJIANLUNFANCHUTAIXIA,“HUJIN”XINGYEKAISHICONG“YEMANZHONGSHENGZHANG”XIANGGUIFANXINGYUNYINGBIANGUIFAZHAN,YUCITONGSHI,LIANGHAODEFAZHANQIANJINGYEXIYINGENGDUODEZIBENDAEZHENGXIANKONGHOUBANDISHARU。

                      ALIBABATUICHUDEDIERGEXINApp“MAYIJUBAO”,BEIRENWEISHIALIBABAJINJUN“HUJIN”DEZHONGYAOSHOUDUAN;ERTCLDONGSHIZHANGJIANCEOLIDONGSHENGTOULU,TCLZHENGZAIBAJINRONGSHIYEBENBUBIANWEIJINRONGKONGGUJITUAN,YITUFENSHI“HUJIN”DANGAO。

                      SHISHISHANG,CHULESHANGSHUZIBENDAEMEN,HULIANWANGJINRONGDEKUAISUFAZHANYEYINQILECHUANTONGYINXINGCHUIXIAN,RUZHADAYINXINGZHUZIMOUP2PPINGTAI,ERZHONGGUOGONGSHANGYINXINGYEZHENGSHIFABUHULIANWANGJINRONGPINPAI“e-ICBC”。

                      CHULECHUANTONGYINXINGDEXUNMENGSHARU,GEDIJUYOUGUOZIBEIJINGDEGONGSIYEBUGANLUOHOU。ZUOWEIGUOYOUZIBENDEDONGSHANGHAIGUOJIWENHUAYINGSHIJITUANYEZAI7YUEZHONGXUNZHENGSHIXUANBUJINJUN“HUJIN”CHANYE,

                      2018棋牌TEBIESHIYIFANGDICHAN“XINGJIA”DEWANDAJITUAN,QIGONGSIDONGSHIZHANGWANGJIANLINGENGSHIBIAOSHI,WANDAJINRONGJITUANJIJIANGCHENGLI,WANDAJITUANFAZHANZHONGXINJIANGCONGFANGDICHANXIANG“HULIANWANG+”JINRONGFANGMIANZHUANBIAN。

                      YOUYENEIRENSHIJINGTAN:“HULIANWANGJINRONGXINGYECONGLAIMEIYOUZHEIMERENAOGUO。ERZAIGAIXINGYEJINGLIDUONIANDE“ZHANGUOSHIDAI”HOU,HUOJIANGBURUJIASUZHENGHEBINGYINGLAIGUATOUSHIDAI,WEILAI,ZHONGXIAOXINGHULIANWANGJINRONGDEPINGTAIFAZHANKONGJIANYUELAIYUEXIAO,ZHIZHISHIQUSHENGCUNDETURANG。”

                      “风控和理念决定一切”

                      2018棋牌SHISHISHANG,YENEIRENSHIDEDANYOUBUWUDAOLI。RUJIN,YENEIPUBIANXINGCHENGDEGONGSHISHI,SUIZHEZHONGDUOSHILIXIONGHOUDEZIBENDAEMENDESHERU,WEILAIJIANGYOUDAPIZHONGXIAOXING“HUJIN”PINGTAIBEIPOCHUJU。BUGUO,ZAIXIANRENBEIJINGFUJIANQIYEZONGSHANGHUIFUHUIZHANG、HULIANWANGJINRONGPINGTAI“PINGLIANBank”CHUANGSHIRENCHENJINGKANLAI,DAPIHUJINGONGSISIDIAOBUKEBIMIAN,DANBINGBUYIWEIZHEZHONGXIAOXING“HUJIN”PINGTAISHIQULESHENGCUNDETURANG。

                      2018棋牌ZUOWEIGANGGANGCHENGLIYINIANDE“PINGLIANBank”CHUANGSHIRENDECHENJING,DUIWEILAIDEFAZHANQUEFEICHANGKANHAO。

                      CHENJINGDEZIXINSHOUXIANYUANZIYUZISHENDESHILI。JU“PINGLIANBank”QIYEZILIAOXIANSHI,“PINGLIANBank”SHIYOU“YANKUANGJITUAN”LIANHEGUOWUYUANXINWENBANGONGSHILISHUJIGOU“WUZHOUCHUANBO”GONGTONGZUJIANDESHIDIANWENHUACHUANBOYOUXIANGONGSICANGUDAZAO。

                      2018棋牌QIANGDADEGUOZIBEIJINGWEICHENJINGYUNYING “PINGLIANBank”TIGONGLEZIJINBAOZHANG,TONGSHI,GAIGONGSIZILIAOHAIXIANSHI,“ ‘PINGLIANBank’JIANGCHUANGXINYINXING、BAOXIAN、ZHENGQUAN、XINTUODENGCHUANTONGJINRONGYEWU,YIDISANFANGLICHANGWEIJIDIAN,SHENRUYUNYONGHULIANWANGDASHUJU、YUNJISUAN、XINYONGPINGSHENDENGJISHUSHOUDUAN,WEIZHONGGUOJINGJIXINCHANGTAIHEWEILAISHEHUITIGONGGAOXIAOANQUANDETOUZI、LICAIDENGDUOYANGHUADEHULIANWANGJINRONGFUWU,WEISHITIJINGJITIGONGYUANYUANBUJIEDEDONGLI。”

                      BUGUODUIYUCHENJINGLAISHUO,ZHEIXIEBINGBUSHIZUIZHONGYAO。“WULUNDAXIAO,ZIBENSHIFOUXIONGHOU,HUJINPINGTAIDEGENJISHITUANDUIDEDAZAOHECHUANGSHIRENDEJINGYINGLINIAN。ERXINPISHIFOUTOUMINGHEDUIFENGKONGBAWOSHIJUEDINGZHEPINGTAINENGFOUSHENGCUNHEFAZHAN。”CHENJINGSHUO,RU“PINGLIANBank”TOUZIJINEDESHANGXIANJUEBUCHAOGUO30WANYUAN,ZHEISHIYUANZE,BUGUANSHISHEI,WULUNSHENMEXIANGMU,NINGYUANFANGQIHAODEXIANGMUYEBUNENGDAPOZHEIGEYUANZE。

                      ZAICHENJINGKANLAI,HENDUO“HUJIN”PINGTAIJIYUKUOZHANG,TANDABINGSHIDEFAZHANFANGSHIJIBUKEQU。“WOYIQIANSHIZUOJICHUSHESHIXINGYEDE,ZHEIGEXINGYEDETEXINGJIUSHIYAOWEN,ZHEIZHONGJINGLIDUIWODEJINGYINGLINIANYOUHENDAYINGXIANG。SHUOSHIHUA。ZHIQIANWODUI‘HUJIN’XINGYEYEBINGBULEJIE,JINGGUOYINIANDUODERENZHENXUEXIZONGJIE,XUELEHENDUO,YELEJIELEHENDUO。ZAIWOKANLAI,JINRONGXINGYEWULUNSHIHUJINHAISHICHUANTONGJINRONGYE,FENGXIANSHIKECUNZAI,YIBUXIAOXINJIUHUICHUXIANWENTI。”CHENJINGRENWEI,“HUJIN”XINGYEFAZHANLINIANSHOUXIANSHIYAOWEN,KEYISHAOZHENGQIANHUOBUZHENGQIAN,DANYIDINGYAOBAOZHANGZIJINZUIDACHENGDUDEANQUAN。

                      ZAICHENJINGKANLAI,TADELINIANJIUSHICHUANGXINCHANPIN、XIFENCHANPIN、ZHUANZHUMOUYISHICHANG。

                      2018棋牌CHENJINGGAOSUXINHUAWANGJIZHE,ZHONGXIAOXINGHUJINGONGSIRUGUOXIANGSHENGCUN,JUEBUNENGGENZHEDAGONGSIDESHICHANGZOU,SHOUXIANYAOCHUANGXINCHANPINHEXIFENMOUGECHANPIN,GENGXUYAOZHUANZHUYUMOUYIGESHICHANG,BUNENGTANDAQIUQUAN。

                      “‘PINGLIANBank’DINGWEIDEZHUYAOSHISHICHANGSHIXIANYUJINGJI,BUXIANGDACHENGSHIFAZHAN。ZHEIXIESHICHANGDECHANPINHEQUNTIXUQIUYIBANJIUSHI30WANYUAN。”CHENJINGSHUO,TONGGUOZAIDANGDIXUNZHAOYOUSHILI、YOUYINGXIANGLIDEHEZUOHUOBAN,SHUANGFANGGONGTONGRUGUJIANLIFUWUZHONGXIN,YIXIAOSHEHUIDEFANGSHIJINXINGFAZHANHEXIANGMUTOUZI。

                      “WOYOUZIJIN,TAYOURENMAI,ZAIYIGEXIAOXIANCHENG,BICIDOUHENLEJIE,SHOUXIANBAOZHENGLEXIANGMUDEKEKAOXING,KENENGWODESHOUYIBUSHIHENDA,DANHENANQUAN,TOUZIRENZIJINANQUANYOUBAOZHANG,CAIHUIYOUGENGDUORENXIANGXINNI,YUANYITOUNI。”CHENJINGSHUO。

                      “‘PINGLIANBank’YEZAIZIJINBAOGUANFANGMIANYUCAIWUSHENJITOURULEDALIANGDEGONGZUO。”CHENJINGSHUO:“ZAIZIJINTUOGUANFANGMIAN,WOMENYIJINGHEMINSHENGYINXINGDACHENGYIXIANG,YOUMINSHENGYINXINGJINXINGZIJINQUANQUANTUOGUAN,JUEDUIBUSHE“JINCHI”、BUZIRONG。TONGSHIWOMENYEYUPUHUAYONGDAOJINXINGXIESHOU,ZUODULIDEDISANFANGCAIWUSHENJI,BAOZHANGZIJINHECAIWUDETOUMING。”

                      “我认为并不是大的公司进入,小的互金公司就没有生存空间。”在陈菁看来,中小型的“互金”公司要尽快建立严格的制度和规则,保障投资人的收益,平台就能健康快速的发展。(中新网江西新闻转载)

                      [ZERENBIANJI:]

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