2018棋牌

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              1. 您的位置:2018棋牌 > >

                银行违规"拉存款"时有发生 75%存贷比监管红线或取消

                2014-08-28 10:02:48 来源:法制日报

                SHOUGUOWUYUANWEITUO,YINJIANHUIZHUXISHANGFULIN24RIXIANGSHIERJIEQUANGUORENDACHANGWEIHUIDISHILIUCIHUIYIZUOGUANYUSHANGYEYINXINGFAXIUZHENGANCAOANDESHUOMING。SHOUCIBEITIQINGSHENYIDESHANGYEYINXINGFAXIUZHENGANCAOAN,NISHANCHUSHANGYEYINXINGDAIKUANYUEYUCUNKUANYUEDEBILIBUDECHAOGUO75%DEGUIDING,JIANGCUNDAIBIYOUFADINGJIANGUANZHIBIAOZHUANBIANWEILIUDONGXINGFENGXIANJIANCEZHIBIAO。

                2018棋牌CUNDAIBISHISHANGYEYINXINGDAIKUANYUEYUCUNKUANYUEDEBILI。WEIFANGZHIYINXINGXINDAIGUODUKUOZHANGDAILAIDEFENGXIAN,1995NIANGONGBUSHIXINGDESHANGYEYINXINGFADISANSHIJIUTIAOGUIDING,SHANGYEYINXINGDAIKUANYUEYUCUNKUANYUEDEBILIBUDECHAOGUO75%。

                2018棋牌SHANGFULINSHUO,CUNDAIBIJIANGUANZAIDANGSHIDUIYUYUESHUSHANGYEYINXINGXINDAIGUIMOGUOKUAIKUOZHANG,FANGFANHEKONGZHISHANGYEYINXINGLIUDONGXINGFENGXIANFAHUILEJIJIZUOYONG。DANSUIZHEJINGJI、JINRONGDEFAZHAN,CUNDAIBIJIANGUANYIBUSHIYINGDANGQIANSHANGYEYINXINGZICHANFUZHAIDUOYUANHUAHEYEWUCHUANGXINFAZHANDEXUYAO。QUXIAOCUNDAIBIJIANGUANZHIBIAOSHIYINXINGYEGAIGEYIJIGENGHAODIZHICHISHITIJINGJIDEXUYAO,YEFUHEGUOJIGUANLI。

                2018棋牌JUXI,CICIXIUGAIDEZHUYAOLIYOUYOUYIXIASANGEFANGMIAN:

                2018棋牌CUNDAIBIZHIBIAOYINANYIQUANMIANFANYINGSHANGYEYINXINGDELIUDONGXINGFENGXIANZHUANGKUANG。YUTUICHUCUNDAIBIJIANGUANZHIBIAOSHISHANGYEYINXINGYICUNKUANHEDAIKUANWEIZHUDEXIANGDUIDANYIDEZICHANFUZHAIJIEGOUXIANGBI,JINNIANLAISHANGYEYINXINGDEZICHANFUZHAIJIEGOUYIQUYUDUOYUANHUA,CUNKUANZAIFUZHAIZHONGDEBIZHONGCHIXUXIAJIANG,MUQIANPINGJUNWEI78.6%,QIZHONGGUFENZHISHANGYEYINXINGDEZHEIYIBIZHONGYIJIANGDAO68.4%。CUNDAIBIZHIBIAOZHIKAOLVCUNKUANHEDAIKUANLIANGXIANG,FUGAIMIANBUGOU,QIEWEIQUBIECUNKUANHEDAIKUANDEQIXIAN、ZHILIANG、WENDINGXINGDENGYINSU,NANYIQUANMIANFANYINGSHANGYEYINXINGDELIUDONGXINGFENGXIANZHUANGKUANG。DANGQIANSHANGYEYINXINGSHENSHENJIANGUANZHIBIAOTIXIBUDUANWANSHAN,ZAIFANGKONGLIUDONGXINGFENGXIANFANGMIAN,YIYOUXINDEGENGYOUXIAODEJIANGUANZHIBIAO,NENGGOUGENGWEIXIZHIHEZHUNQUEDIFANYINGSHANGYEYINXINGDELIUDONGXINGFENGXIANZHUANGKUANG。

                SHANGYEYINXINGXINDAITOUFANGNENGLISHOUDAOZHIYUE,CUNDAIBIHEGUIYALIJIAODA。JUYINJIANHUITONGJI,2014NIAN12YUEMO,YOU271JIASHANGYEYINXINGCUNDAIBIZAI70%YISHANG,QIZHONGCHAOGUO75%DEYOU86JIA。CONGDANGYUERIJUNCUNDAIBIKAN,GUFENZHISHANGYEYINXINGWEI72.42%,JIEJINFADINGSHANGXIAN;WAIZIYINXINGWEI78.16%、CUNZHENYINXINGWEI88.29%,JUNTUPOFADINGSHANGXIAN。CIWAI,CUNDAIBIJIANGUANHAIKENENGYINGXIANGDANGQIANJIANGDICUNKUANZHUNBEIJINLVDENGHUOBIZHENGCEGONGJUDEXIAOGUO。

                2018棋牌CUNDAIBIJIANGUANZHIBIAODUISHANGYEYINXINGJINGYINGXINGWEICHANSHENGYIDINGDEXIAOJIDAOXIANG。“YICUNDINGDAI”DECUNDAIBIJIANGUAN,SHISHANGYEYINXINGJINGYINGZHONGGUOFENZHONGSHICUNKUANKAOHE,WEIMANZUJIANGUANYAOQIUWEIGUI“LACUNKUAN”,YUEMO、JIMOCUNKUAN“CHONGSHIDIAN”DENGWENTISHIYOUFASHENG,YIXIESHANGYEYINXINGJIANGZICHANYIDAOBIAOWAI,YIDINGCHENGDUSHANGTAIGAOLECHOUZICHENGBEN,XINGCHENGXINDEFENGXIANYINHUAN。TONGSHI,CUNDAIBIJIANGUANBULIYUYINDAOHECUJINSHANGYEYINXINGGAIBIANPIANMIANYIKAOZUODACUNDAIKUANGUIMODEJINGYINGLINIANHEYEWUMOSHI,YINGXIANGSHANGYEYINXINGYEWUCHUANGXINHECHAYIHUAFAZHAN。CIWAI,CONGQITAGUOJIAHEDIQUDEQINGKUANGKAN,DADUOMEIYOUJIANGCUNDAIBIZUOWEIFADINGJIANGUANZHIBIAO,ERSHIZUOWEIFENXISHANGYEYINXINGLIUDONGXINGFENGXIANDEGONGJU。

                “删去商业银行法有关存贷比监管指标的规定,符合我国商业银行改革发展的实际情况,有利于商业银行适度加大信贷投放,也有利于促进商业银行业务创新。此外,存款保险制度已经建立,对商业银行流动性风险的防控措施进一步强化。”尚福林说,考虑到商业银行法全面修改涉及面广、问题复杂,短期内难以完成,在当前经济下行压力较大的情况下,作为稳增长的一项具体措施,先就取消存贷比监管指标尽快修改商业银行法,具有积极意义。银监会将与法制办等部门抓紧推动商业银行法的全面修改工作。本报讯 记者朱宁宁 (中新网江西新闻转载)

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